If you have out-of-network benefits for behavioral health services, call your insurance company and ask about your
deductible. Specifically, you can ask about the reimbursement rate for a
licensed psychologist in a 11201 zip code for the following codes as needed, specifying remote appointment:
- CPT code 90834 (individual therapy, 45-minute session)
- CPT code 90847 (couples therapy)
- CPT code 90853 (group)